Disclaimer & Disclosures

The information provided on imrawal.com (including but not limited to articles, blog posts, systematic investment calculations, simulator games, and resources) is intended solely for general educational, research, and informational purposes. It does not constitute personalized investment, legal, tax, or financial advice.

1. Professional Credentials Notice

Pradeep Rawal is a **NISM (National Institute of Securities Markets) Certified Research Analyst**. While the educational frameworks and models provided on this site are grounded in professional standards, all publications are independent analyses and do not constitute specific buy/sell recommendations or direct investment advisory services under SEBI (Investment Advisers) Regulations unless otherwise contracted explicitly.

2. Market Risks

Investments in the securities market (stocks, mutual funds, gold, real estate, and derivatives) are subject to high volatility and market risks. Past performance of any mutual fund, index, stock, or trading strategy is not a guarantee or reliable indicator of future results. You should carefully read the official scheme information documents, risk disclosure documents, and prospectus before committing any capital.

3. Accuracy of Information

While we make reasonable efforts to ensure that the content, calculators, and calculations are accurate, up-to-date, and correct, all calculators and simulators are based on mathematical assumptions (such as constant annual returns in compound formulas). Real-world returns will vary. We make no warranties, express or implied, about the completeness, reliability, or absolute accuracy of any tools or content on this site.

4. Limitation of Liability

In no event shall imrawal.com, Pradeep Rawal, or any associated contributors be liable for any direct, indirect, incidental, or consequential loss or damage (including without limitation loss of profits, loss of capital, or financial setbacks) arising out of or in connection with the use of the tools, guides, games, or advice provided on this website.

5. Simulators & Games

The games and simulators available under `/market_games/` are simplified models designed to teach psychological investing concepts (such as avoiding FOMO or managing risk of ruin). They do not represent real-time exchange feeds, actual market pricing conditions, or real trading environments. Playing these games does not train users to operate live trading accounts without risk.

6. Advertising and Affiliate Disclosures

To support website operations, imrawal.com displays advertisements powered by Google AdSense and third-party ad networks. We do not personally endorse the specific companies, financial services, or products shown in advertisements. Always conduct your own research before engaging with any advertisers.