Privacy Policy

Who we are

imrawal.com ("Financial Nirvana", "we", "us") is a personal finance education website run by Pradeep Rawal, India. For any privacy question or request, email support@imrawal.com.

Information we collect

• Information you send us. If you email us, we receive your email address, name (if you give it) and your message. We use it only to reply and keep it only as long as needed for that conversation.
• Server logs. Like most websites, our hosting provider automatically records technical data for each request: IP address, browser type, pages requested, referring page and time. These logs are used for security and to keep the site working, and are deleted on the host's normal schedule.
• Calculators and games. The numbers you enter in our calculators and games are processed in your own browser. They are not sent to us or stored on our servers.

We do not ask for, and you should never send us, bank details, PAN, Aadhaar, passwords or other sensitive personal data.

Cookies

Cookies are small files a website stores in your browser. imrawal.com itself does not set cookies to track you. Third-party advertising cookies may be set by Google, as described below.

Advertising: Google AdSense

We use Google AdSense to show advertisements. Google and its partners act as third-party vendors on this site:

• Third-party vendors, including Google, use cookies to serve ads based on your prior visits to this website or other websites.
• Google's use of advertising cookies enables it and its partners to serve ads to you based on your visits to this site and/or other sites on the internet.
• You may opt out of personalised advertising by visiting Google Ads Settings. You can also opt out of some third-party vendors' use of cookies for personalised advertising at www.aboutads.info.
• To learn how Google uses information from sites that use its services, see How Google uses information from sites or apps that use our services.

Visitors from the European Economic Area, the United Kingdom and Switzerland are shown a consent message, provided through Google's consent management platform, before personalised advertising cookies are used. You can change your choice at any time through that message.

How we use information

• To run, secure and improve the website.
• To reply to messages you send.
• To show advertising that keeps the site free (through Google, as above).

We do not sell personal information, and we do not share it except with service providers that run the site (hosting, email, advertising) or when required by law.

Your rights (India: Digital Personal Data Protection Act, 2023)

You may ask us to access, correct or erase the personal data we hold about you (in practice, emails you have sent us), and you may withdraw consent you have given. Email support@imrawal.com and we will respond within a reasonable time. Visitors from other countries can make the same requests.

Children

This website is intended for adults. We do not knowingly collect personal data from children under 18.

Links to other websites

Articles link to official sources such as the Income Tax Department, SEBI and RBI. Those websites have their own privacy policies, which we do not control.

Security

The site is served over HTTPS. No method of transmission or storage is completely secure, but we keep the data we hold to a minimum.

Changes to this policy

We may update this policy, for example if we add a service. The date at the top shows the latest version.