Terms & Conditions

Welcome to imrawal.com (the "Website"), owned and operated by Pradeep Rawal, NISM Certified Research Analyst. By accessing or using this Website, interactive calculators, market simulators, and educational financial guides, you agree to be bound by these Terms and Conditions.

1. Educational and Informational Nature Only

All content published on imrawal.com—including financial analysis, SIP compounding calculators, asset allocation frameworks, trading simulators, and master guides—is provided solely for general educational, analytical, and informational purposes.

No Investment Advice: Nothing on this Website constitutes personalized financial, investment, legal, or tax advice. Market investments are subject to risk, and past performance does not guarantee future results. Always consult a qualified SEBI-registered Investment Advisor before executing financial transactions.

2. Professional Credentials & Independence

Pradeep Rawal holds certification as an NISM Series-XV: Research Analyst. Educational articles adhere to rigorous data analysis principles. The Website does not operate a paid advisory scheme or sell proprietary trading signals. All simulators and educational frameworks are provided free to empower self-directed investors.

3. Interactive Calculators & Simulators

The calculators and simulators provided on this Website (including the SIP Compounder and Market Simulators) utilize mathematical models based on user inputs and assumed rates of return. These estimates are illustrative and should not be construed as promises or guarantees of actual portfolio performance.

4. Intellectual Property

All original content, text, code, graphics, logos, and custom calculators on imrawal.com are the intellectual property of Pradeep Rawal and are protected by applicable copyright and intellectual property laws. You may not reproduce, redistribute, or scrape content without prior written permission.

5. Third-Party Advertisements & Google AdSense

This Website displays third-party advertisements served by Google AdSense. Google uses cookies (including the DoubleClick DART cookie) to serve relevant ads based on prior visits. imrawal.com does not endorse specific products or services advertised by third parties. Please review our Privacy Policy for information on managing cookie preferences.

6. Limitation of Liability

Under no circumstances shall Pradeep Rawal, imrawal.com, or its contributors be held liable for any direct, indirect, incidental, consequential, or investment losses arising from the use or inability to use the content, calculators, or recommendations on this Website.

7. Modifications to Terms

We reserve the right to revise or modify these Terms & Conditions at any time. Continued use of the Website following any posted changes indicates your acceptance of the revised Terms.

8. Contact Information

For questions or inquiries regarding these Terms & Conditions, please contact us via our Contact Page or by email at support@imrawal.com.