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Investor Comparisons

Lump Sum

Invested Cash: ₹1,20,000
Avg Purchase Cost: ₹120.00
Quantity Accumulated: 1000 Units
Current Value: ₹1,20,000
P&L: ₹0 (0.0%)

Monthly DCA

Invested Cash: ₹10,000
Avg Purchase Cost: ₹120.00
Quantity Accumulated: 83.3 Units
Current Value: ₹10,000
P&L: ₹0 (0.0%)

Accumulation Dynamics

By investing a fixed monthly amount (e.g., ₹10,000/month), you purchase fewer index units when prices are high (Day 0–30) and significantly more units when prices drop by 40% (Day 90–180). This mathematical logic lowers your average purchase price. When the index eventually recovers, your portfolio is already deep in profits even if the index hasn't reached its original starting price!

Index Price
Lump Sum Entry
DCA Average Cost
Monthly DCA Buy